Joining Fee:
₹1000 +GST
Return Percentage:0.5% to 1%
Credit Card Overview
A Mojo card from Kotak offering accelerated rewards on online shopping, entertainment, and dining, with milestone benefits tailored for young professionals.
Best Suited For: Cashback, Catalogue Products
KotakFees and charges at a glance
- Annual fee
- ₹1,000
- Joining fee
- ₹1,000
- Reward rate
- 0.5% to 1%
- Forex markup
- 3.5%
- Interest rate
- 42% p.a.
- Add-on card
- ₹299
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Kotak Mojo credit card — Benefits and Offers
No benefits listed for this card
This card has no dining, movie, insurance or membership perks recorded — most no-frills cards don’t.