Kotak White credit card credit card
Joining Fee:

₹3000 +GST

Return Percentage:

1% to 3%

Credit Card Overview

A premium Kotak White card offering flexible rewards, milestone benefits, and lifestyle perks tailored for aspirational users.

Best Suited For: Experience, Travel Booking, Hotel Transfer

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Fees and charges at a glance

Annual fee
₹3,000

Charged every year you keep the card

Joining fee
₹3,000

Paid once when you get the card, plus GST

Reward rate
1% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
37.2% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Kotak White credit card — Benefits and Offers

Insurance cover

  • Insurance

    Lost Card Liability

    Ongoing
    • Lost card liability cover worth ₹2.5 lakh against unauthorized transactions, applicable from 7 days prior to the time of reporting the loss of the card to the bank.
    How to use this
    1. To claim this insurance, report the incident to Kotak Mahindra Bank Customer Care at 1860 266 2666 or email care@zurichkotak.com within 30 days of the incident. Ensure to submit all required documents within 60 days of reporting the claim.