Kotak White credit card credit card
Joining Fee:

₹3000 +GST

Return Percentage:

1% to 3%

Credit Card Overview

A premium Kotak White card offering flexible rewards, milestone benefits, and lifestyle perks tailored for aspirational users.

Best Suited For: Experience, Travel Booking, Hotel Transfer

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Fees and charges at a glance

Annual fee
₹3,000

Charged every year you keep the card

Joining fee
₹3,000

Paid once when you get the card, plus GST

Reward rate
1% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
37.2% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Kotak White credit card — Milestones

  1. Spend reward

    Spend ₹2,00,000 in a year

    ₹2,000 worth white pass.

  2. Spend reward

    Spend ₹4,00,000 in a year

    ₹4,000 worth white pass.

  3. Spend reward

    Spend ₹6,00,000 in a year

    ₹6,000 worth white pass.

  4. Spend reward

    Spend ₹9,00,000 in a year

    ₹7,000 worth white pass.

  5. Spend reward

    Spend ₹12,00,000 in a year

    ₹8,000 worth white pass.