Joining Fee:
Apply NowFREE
Return Percentage:1.5% to 5%
Credit Card Overview
A UPI-focused credit card that lets you earn rewards on everyday UPI spends while linking directly to your bank account for seamless payments.
Best Suited For: Cashback
PNBFees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 1.5% to 5%
- Forex markup
- 2.75%
- Interest rate
- 45% p.a.
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
PNB Kiwi credit card — Benefits and Offers
No benefits listed for this card
This card has no dining, movie, insurance or membership perks recorded — most no-frills cards don’t.