Joining Fee:
Apply NowFREE
Return Percentage:1.5% to 5%
Credit Card Overview
A UPI-focused credit card that lets you earn rewards on everyday UPI spends while linking directly to your bank account for seamless payments.
Best Suited For: Cashback
PNBFees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 1.5% to 5%
- Forex markup
- 2.75%
- Interest rate
- 45% p.a.
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
PNB Kiwi credit card — Milestones
- Spend rewardRepeats every year
Spend ₹50,000 in a year
Additional 2K Kiwis worth ₹500.
- Spend rewardRepeats every year
Spend ₹1,00,000 in a year
Additional 6K Kiwis worth ₹1500.
- Spend rewardRepeats every year
Spend ₹1,50,000 in a year
Additional 10K Kiwis worth ₹2500.