Joining Fee:
₹499 +GST
Return Percentage:NA
Credit Card Overview
A Google Pay co-branded credit card offering Stars on eligible spends, with higher rewards for Google One members and monthly spending milestones. Redeem 1 Star for ₹1 on eligible Google Pay Flex transactions or gift vouchers. Includes welcome rewards and a ₹1 lakh annual-spend fee waiver.
Best Suited For:
SBIFees and charges at a glance
- Annual fee
- ₹499
- Joining fee
- ₹499
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
SBI Google Pay Flex (Rupay) credit card — Benefits and Offers
Vouchers
- Within 30 days of card issuance.
Google Pay
RuPay Welcome Rewards
- Get 1,250 Stars on your first eligible payment (including 500 Stars towards joining fee waiver) and a ₹250 gift card on a ₹1 payment within 30 days of card issuance.
How to use this
- Activate the RuPay Flex card and set up your UPI PIN in Google Pay.
- Make your first eligible payment to receive the applicable Stars.
- Make a ₹1 payment within 30 days of issuance to qualify for the ₹250 gift card.
Not included: RuPay variant only.|Welcome reward eligibility and any claim requirements are governed by Google Pay.
- Within 30 days of card issuance.
Google Pay
Visa Welcome Rewards
- Get 1,500 Stars on your first eligible payment within 30 days of card issuance, including 500 Stars towards joining fee waiver.
How to use this
- Activate the Visa Flex card in Google Pay.
- Make your first eligible payment within 30 days of issuance.
- Check your Stars balance in the Google Pay app.
Not included: Visa variant only.|The reward is subject to eligibility and Google Pay terms.
6 more benefits on this card
We track all 8 of them, with the terms and how to claim each one. See the full list in the app.