SBI Google Pay Flex (Rupay) credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

Credit Card Overview

A Google Pay co-branded credit card offering Stars on eligible spends, with higher rewards for Google One members and monthly spending milestones. Redeem 1 Star for ₹1 on eligible Google Pay Flex transactions or gift vouchers. Includes welcome rewards and a ₹1 lakh annual-spend fee waiver.

Best Suited For:

SBI logoSBI

Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

SBI Google Pay Flex (Rupay) credit card — Milestones

  1. Welcome benefit

    No spend needed — in a month

    Earn 1,500 Stars on the first eligible Visa payment.

  2. Welcome benefit

    Spend ₹1 in a month

    Receive a gift card worth ₹250.

  3. Welcome benefit

    Spend ₹1,250 in a month

    Earn 500 bonus Stars.On month 1 Complete 3 offline and 2 online Google Pay payments.

  4. Welcome benefit

    Spend ₹2,250 in a month

    Earn 500 bonus Stars.On Month 2 Complete 9 qualifying payments across multiple categories.

  5. Annual fee waivedRepeats every year

    Spend ₹1,00,000 in a year

    The ₹499 renewal fee will be waived.