Standard Chartered Beyond credit card credit card
Joining Fee:

₹15000 +GST

Return Percentage:

NA

Credit Card Overview

The Standard Chartered Beyond Credit Card awards 5 reward points for every ₹150 spent on general purchases (≈ 3.33% effective reward), and 3 points per ₹150 on utilities, supermarkets, insurance, and similar essential spends (≈ 2% reward).It also includes perks such as lounge access and lifestyle/privilege benefits under SC’s Priority‑banking offering.

Best Suited For:

Standard Chartered logoStandard CharteredMastercard

Fees and charges at a glance

Annual fee
₹25,000

Charged every year you keep the card

Joining fee
₹15,000

Paid once when you get the card, plus GST

Forex markup
2%

Extra charge on foreign spends

Standard Chartered Beyond credit card — Earn Categories

Other categories

  • Duty Free15 Cashback / ₹150

    A maximum of ₹1500 cashback can be earned per statement cycle.

  • Government3 reward points / ₹150

Everyday rate

  • Base Rewards5 Reward Points (reward points) / ₹150

3 more earning categories on this card

We track all 6 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Fuel