
₹15000 +GST
Return Percentage:Credit Card Overview
The Standard Chartered Beyond Credit Card awards 5 reward points for every ₹150 spent on general purchases (≈ 3.33% effective reward), and 3 points per ₹150 on utilities, supermarkets, insurance, and similar essential spends (≈ 2% reward).It also includes perks such as lounge access and lifestyle/privilege benefits under SC’s Priority‑banking offering.
Best Suited For:
Charged every year you keep the card
Paid once when you get the card, plus GST
Extra charge on foreign spends
No spend needed — in a year
Primary cardholders will receive ₹15,000 worth of vouchers from Taj, Luxe, and MakeMyTrip.