Standard Chartered Digismart credit card credit card
Joining Fee:

₹588 +GST

Return Percentage:

1% to 2%

Credit Card Overview

A Digismart card from Standard Chartered offering discounts on shopping, dining, and travel with a unique monthly subscription-based model, ideal for cost-conscious digital users.

Best Suited For: Cashback

Standard Chartered logoStandard CharteredVisa

Fees and charges at a glance

Annual fee
₹588

Charged every year you keep the card

Joining fee
₹588

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
24% p.a.

Only if you don't pay the full bill

Add-on card
₹49

An extra card for family

Standard Chartered Digismart credit card — Earn Categories

Everyday rate

  • Base Rewards2 Reward Points (reward points) / ₹100

2 more earning categories on this card

We track all 3 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Utilities
  • Wallets
  • Fuel
  • Jewellery
  • Rent