Standard Chartered Digismart credit card credit card
Joining Fee:

₹588 +GST

Return Percentage:

1% to 2%

Credit Card Overview

A Digismart card from Standard Chartered offering discounts on shopping, dining, and travel with a unique monthly subscription-based model, ideal for cost-conscious digital users.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹588

Charged every year you keep the card

Joining fee
₹588

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
24% p.a.

Only if you don't pay the full bill

Add-on card
₹49

An extra card for family

Standard Chartered Digismart credit card — Lounge Access

No airport lounge access on this card

Lounge access is usually reserved for cards with an annual fee.

See cards that include lounge access