Standard Chartered Ultimate credit card credit card
Joining Fee:

₹5000 +GST

Return Percentage:

3% to 5%

Credit Card Overview

An Ultimate card from SCB offering unlimited lounge access worldwide, luxury concierge services, milestone shopping and travel rewards, and exclusive lifestyle privileges for elite customers.

Best Suited For: Experience, Travel Booking

Standard Chartered logoStandard Chartered

Fees and charges at a glance

Annual fee
₹5,000

Charged every year you keep the card

Joining fee
₹5,000

Paid once when you get the card, plus GST

Reward rate
3% to 5%

Depends where you spend

Forex markup
2%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Standard Chartered Ultimate credit card — Benefits and Offers

Golf

  • Golf

    Complimentary Golf Rounds

    Ongoing
    • 1 complimentary golf game every month at selected domestic golf courses.
    • 1 complimentary golf coaching session at selected domestic golf courses.
    How to use this
    1. Access the designated golf booking portal using the email ID registered with your credit card. Choose your preferred golf course, date, and time, and complete the booking. You’ll receive a confirmation via email, take this with you when you play. Note that additional costs like caddy fees and carts are usually not covered and must be paid at the course.

Insurance cover

  • Insurance

    Air Accident Cover

    Ongoing
    • Personal Accident: Accidental Death Mode of Transport Air Sub-limit for comatose 25% - INR 10,000,000
    • Travel Insurance: Checked Baggage Loss Indemnity Based Sub-limit per article 10% per bag 50% - USD 500
    • Baggage Delay Indemnity Based Amount Payable per 6 hours USD 10 Deductible 12 hours - USD 100
    • Loss of Baggage & Personal Documents Indemnity Based - USD 750
    • Hijacking Amount Payable per 6 hours USD 75 - USD 100
    • Flight Delay Indemnity Based Amount Payable per Hour USD 10 Deductible 12 hours - USD 200
    • Emergency Medical Expenses Deductible USD 100 - USD 25,000
    • Lost or Stolen Card Cover - INR 25,000
    • Card forgotten at ATM Cover
    • Theft of Funds Due to unauthorized digital access cover
    How to use this
    1. To claim this insurance, report the incident to Standard Chartered Customer Care at 1860 419 5858 or email customercare@sc.com.

1 more benefit on this card

We track all 3 of them, with the terms and how to claim each one. See the full list in the app.

Open in the app