Joining Fee:
₹5000 +GST
Return Percentage:3% to 5%
Credit Card Overview
An Ultimate card from SCB offering unlimited lounge access worldwide, luxury concierge services, milestone shopping and travel rewards, and exclusive lifestyle privileges for elite customers.
Best Suited For: Experience, Travel Booking
Standard CharteredFees and charges at a glance
- Annual fee
- ₹5,000
- Joining fee
- ₹5,000
- Reward rate
- 3% to 5%
- Forex markup
- 2%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Standard Chartered Ultimate credit card — Lounge Access
Domestic lounge
4 per quarterquarter- spend ₹20,000 or more in the previous billing cycle
International lounge
1 per monthmonth- spend ₹20,000 or more in the previous billing cycle
Other lounge access
4 per quarterquarter- spend ₹20,000 or more in the previous billing cycle
1 more lounge benefit on this card
We track all 4 of them, with the spend conditions on each. See the full list in the app.