Union Bank JCB Health credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

0.5% to 1.5%

Credit Card Overview

A health-oriented card rewarding medical spends, pharmacy purchases, diagnostics, and preventive-care categories. Tailored for users with frequent healthcare-related expenses.

Best Suited For:

Union Bank logoUnion BankRuPay

Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Reward rate
0.5% to 1.5%

Depends where you spend

Forex markup
3%

Extra charge on foreign spends

Union Bank JCB Health credit card — Earn Categories

Everyday rate

  • Base Rewards2 Reward Point (reward points) / ₹100

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Fuel
  • Rent
  • Wallets