Union Bank JCB Health credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

0.5% to 1.5%

Credit Card Overview

A health-oriented card rewarding medical spends, pharmacy purchases, diagnostics, and preventive-care categories. Tailored for users with frequent healthcare-related expenses.

Best Suited For:

Union Bank logoUnion Bank

Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Reward rate
0.5% to 1.5%

Depends where you spend

Forex markup
3%

Extra charge on foreign spends

Union Bank JCB Health credit card — Lounge Access

Domestic lounge

2 per quarterquarter
  • 8 domestic lounge access per year capped at 2 per quarter.

1 more lounge benefit on this card

We track all 2 of them, with the spend conditions on each. See the full list in the app.

Open in the app