Yes Bank BYOC Rewards (Metal) credit card credit card
Joining Fee:

₹3499 +GST

Return Percentage:

1.5% to 3%

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Credit Card Overview

A BYOC Rewards Metal edition providing premium aesthetics with customizable reward structures, milestone benefits, and concierge services.

Best Suited For: Pay by Points

Yes Bank logoYes Bank

Fees and charges at a glance

Annual fee
₹3,499

Charged every year you keep the card

Joining fee
₹3,499

Paid once when you get the card, plus GST

Reward rate
1.5% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
47.88% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Yes Bank BYOC Rewards (Metal) credit card — Benefits and Offers

Golf

  • Golf

    Complimentary Golf Rounds

    4 golf sessions year

    Ongoing
    • 4 green fee waiver per year and 1 Golf lesson per year at select golf courses in India.
    How to use this
    1. Access the designated golf booking portal using the email ID registered with your credit card. Choose your preferred golf course, date, and time, and complete the booking. You’ll receive a confirmation via email, take this with you when you play. Note that additional costs like caddy fees and carts are usually not covered and must be paid at the course.

Insurance cover

  • Insurance

    Credit Shield cover of INR 2.5 Lakhs.

    Ongoing
    • Credit Shield cover of INR 2.5 Lakhs in case of accidental death of Primary Card member.
    How to use this
    1. Report the incident to YES BANK Customer Care at 1800 103 6000 or 022 4935 0000. For email support, contact yesfirstcc@yesbank.in.