Yes Bank BYOC Rewards (Metal) credit card credit card
Joining Fee:

₹3499 +GST

Return Percentage:

1.5% to 3%

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Credit Card Overview

A BYOC Rewards Metal edition providing premium aesthetics with customizable reward structures, milestone benefits, and concierge services.

Best Suited For: Pay by Points

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Fees and charges at a glance

Annual fee
₹3,499

Charged every year you keep the card

Joining fee
₹3,499

Paid once when you get the card, plus GST

Reward rate
1.5% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
47.88% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Yes Bank BYOC Rewards (Metal) credit card — Lounge Access

No airport lounge access on this card

Lounge access is usually reserved for cards with an annual fee.

See cards that include lounge access