Yes Bank BYOC credit card credit card
Joining Fee:

₹588 +GST

Return Percentage:

1% to 2%

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Credit Card Overview

A Build Your Own Card (BYOC) product allowing customers to personalize their categories for accelerated rewards, offering flexibility and milestone perks.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹588

Charged every year you keep the card

Joining fee
₹588

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45.6% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Yes Bank BYOC credit card — Benefits and Offers

Golf

  • Golf

    Complimentary Golf Rounds

    4 golf sessions year

    Ongoing
    • Complimentary access to golf games 4 times every year.
    • You also get 1 complimentary golf lesson each calendar month.
    How to use this
    1. Access the designated golf booking portal using the email ID registered with your credit card. Choose your preferred golf course, date, and time, and complete the booking. You’ll receive a confirmation via email, take this with you when you play. Note that additional costs like caddy fees and carts are usually not covered and must be paid at the course.