Yes Bank BYOC credit card credit card
Joining Fee:

₹588 +GST

Return Percentage:

1% to 2%

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Credit Card Overview

A Build Your Own Card (BYOC) product allowing customers to personalize their categories for accelerated rewards, offering flexibility and milestone perks.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹588

Charged every year you keep the card

Joining fee
₹588

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45.6% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Yes Bank BYOC credit card — Lounge Access

Domestic lounge

1 per quarterquarter
  • Spend ₹50,000 or more in the previous quarter (Jan-Mar, Apr-Jun, Jul-Sep, Oct-Dec), you automatically qualify for this privilege in the subsequent quarter (Apr-Jun, Jul-Sep, Oct-Dec, Jan-Mar).