Yes Bank First Exclusive credit card credit card
Joining Fee:

₹1999 +GST

Return Percentage:

2% to 4%

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Credit Card Overview

A First Exclusive card offering elevated rewards, milestone vouchers, global privileges, and concierge benefits, designed for premium spenders.

Best Suited For: Experience, Travel Booking

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Fees and charges at a glance

Annual fee
₹1,999

Charged every year you keep the card

Joining fee
₹1,999

Paid once when you get the card, plus GST

Reward rate
2% to 4%

Depends where you spend

Forex markup
1.75%

Extra charge on foreign spends

Interest rate
35.88% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Yes Bank First Exclusive credit card — Earn Categories

Other categories

  • Online24 reward points / ₹200

    Minimum ₹200 per transaction

  • Transportation12 reward points / ₹200

    1% charge on this category · Minimum ₹200 per transaction

Everyday rate

  • Base Rewards12 Reward Points (reward points) / ₹200

    Minimum ₹200 per transaction

4 more earning categories on this card

We track all 7 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Fuel
  • Jewellery
  • Rent
  • Utilities
  • Wallets