Yes Bank First Exclusive credit card credit card
Joining Fee:

₹1999 +GST

Return Percentage:

2% to 4%

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Credit Card Overview

A First Exclusive card offering elevated rewards, milestone vouchers, global privileges, and concierge benefits, designed for premium spenders.

Best Suited For: Experience, Travel Booking

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Fees and charges at a glance

Annual fee
₹1,999

Charged every year you keep the card

Joining fee
₹1,999

Paid once when you get the card, plus GST

Reward rate
2% to 4%

Depends where you spend

Forex markup
1.75%

Extra charge on foreign spends

Interest rate
35.88% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Yes Bank First Exclusive credit card — Lounge Access

Domestic lounge

3 per quarterquarter
  • No explicit spend condition

1 more lounge benefit on this card

We track all 2 of them, with the spend conditions on each. See the full list in the app.

Open in the app