Yes Bank Private credit card credit card
Joining Fee:

₹50000 +GST

Return Percentage:

3% to 6%

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Credit Card Overview

A Private card positioned as an ultra-premium invite-only product, offering bespoke concierge, milestone rewards, luxury experiences, and travel privileges.

Best Suited For: Experience, Travel Booking

Yes Bank logoYes BankMastercard

Fees and charges at a glance

Annual fee
₹10,000

Charged every year you keep the card

Joining fee
₹50,000

Paid once when you get the card, plus GST

Reward rate
3% to 6%

Depends where you spend

Forex markup
0.5%

Extra charge on foreign spends

Interest rate
35.88% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Yes Bank Private credit card — Earn Categories

Other categories

  • InternationalInternational · International40 reward points / ₹200

    Minimum ₹200 per transaction

  • UtilitiesUtilities · Utilities20 reward points / ₹200

    1% charge on this category · Minimum ₹200 per transaction

Everyday rate

  • Base Rewards20 Reward Points (reward points) / ₹200

    Minimum ₹200 per transaction

2 more earning categories on this card

We track all 5 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Wallets
  • Rent
  • Fuel
  • Jewellery
  • UPI