Joining Fee:
Apply Now₹50000 +GST
Return Percentage:3% to 6%
Credit Card Overview
A Private card positioned as an ultra-premium invite-only product, offering bespoke concierge, milestone rewards, luxury experiences, and travel privileges.
Best Suited For: Experience, Travel Booking
Yes BankFees and charges at a glance
- Annual fee
- ₹10,000
- Joining fee
- ₹50,000
- Reward rate
- 3% to 6%
- Forex markup
- 0.5%
- Interest rate
- 35.88% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Yes Bank Private credit card — Lounge Access
Domestic lounge
Unlimited- No explicit spend condition
International lounge
Unlimited- No explicit spend condition
Other lounge access
10 per yearyear- As per primary card.
2 more lounge benefits on this card
We track all 5 of them, with the spend conditions on each. See the full list in the app.