Joining Fee:
Apply Now₹2499 +GST
Return Percentage:3% to 6%
Credit Card Overview
A Reserv card positioned as an ultra-premium product, offering luxury travel perks, concierge services, milestone bonuses, and exclusive lifestyle benefits.
Best Suited For: Experience, Travel Booking
Yes Bank
Fees and charges at a glance
- Annual fee
- ₹2,499
- Joining fee
- ₹2,499
- Reward rate
- 3% to 6%
- Forex markup
- 1.75%
- Interest rate
- 35.88% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Yes Bank Reserv credit card — Earn Categories
Other categories
- Online24 reward points / ₹200
Minimum ₹200 per transaction
- InternationalInternational12 reward points / ₹200
Minimum ₹200 per transaction
Everyday rate
- Base Rewards6 Reward Points (reward points) / ₹200
Minimum ₹200 per transaction
3 more earning categories on this card
We track all 6 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- UPI
- Government
- Jewellery
- Rent
- Fuel
- Wallets