Yes Bank Reserv credit card credit card
Joining Fee:

₹2499 +GST

Return Percentage:

3% to 6%

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Credit Card Overview

A Reserv card positioned as an ultra-premium product, offering luxury travel perks, concierge services, milestone bonuses, and exclusive lifestyle benefits.

Best Suited For: Experience, Travel Booking

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Fees and charges at a glance

Annual fee
₹2,499

Charged every year you keep the card

Joining fee
₹2,499

Paid once when you get the card, plus GST

Reward rate
3% to 6%

Depends where you spend

Forex markup
1.75%

Extra charge on foreign spends

Interest rate
35.88% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Yes Bank Reserv credit card — Lounge Access

Domestic lounge

3 per quarterquarter
  • Spend ₹1,00,000 or more in the previous quarter (Jan-Mar, Apr-Jun, Jul-Sep, Oct-Dec), you automatically qualify for this privilege in the subsequent quarter (Apr-Jun, Jul-Sep, Oct-Dec, Jan-Mar).

Check lounge access airport by airport

We track this card at 12 airports. Check airport-wise lounge availability in the app.

Open in the app