Credit cards under ₹1,000 a year

Low annual fee cards that still earn real rewards. We track 266 of them from 32 banks, and 81 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

• I don't want feesLifetime free cards
• New to creditNo credit history needed
• I fly oftenAirport lounge access
• I spend abroadLow forex markup
• I pay by UPIRuPay works on UPI
• I eat out a lotDining & delivery perks
• I watch moviesTicket offers
• I run a businessBusiness credit cards

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