Move reward points into partner brand wallets. We track 99 of them from 13 banks, 28 of which are lifetime free, and 51 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • IndusIndVisa

    Legend

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 3%
    Forex
    1.8%
    • Travel
    • Movies
    • Concierge
    • Insurance
    • +1
    View details
  • IndusIndMastercard

    Pinnacle

    Free
    Annual fee
    ₹15,000
    Joining
    Rewards
    3% to 6%
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +3
    View details
  • IndusIndAmerican Express

    EPay

    Free
    Annual fee
    Free
    Joining
    Rewards
    0.5% to 1%
    Forex
    3.5%
    • Insurance
    • Memberships
    View details
  • IndusIndMastercard

    Pioneer Legacy

    Free
    Annual fee
    ₹50,000
    Joining
    Rewards
    2% to 4%
    Forex
    1.8%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +3
    View details
  • KotakVisa

    Mojo

    ₹1,000
    Annual fee
    ₹1,000
    Joining
    Rewards
    0.5% to 1%
    Forex
    3.5%
    • Domestic lounge
    View details
  • KotakVisa

    Zen Signature

    ₹1,500
    Annual fee
    ₹1,500
    Joining
    Rewards
    2% to 4%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Memberships
    View details
  • IndusIndVisa

    Vrddhi

    ₹5,000
    Annual fee
    ₹10,000
    Joining
    Rewards
    1% to 3%
    Forex
    3.5%
    • Domestic lounge
    View details
  • IndusIndVisa

    Solitaire

    ₹10,000
    Annual fee
    ₹30,000
    Joining
    Rewards
    1% to 2%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Memberships
    • Golf
    View details
  • KotakVisa

    White Reserve

    ₹12,500
    Annual fee
    ₹12,500
    Joining
    Rewards
    3% to 6%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Memberships
    • Concierge
    • +1
    View details
  • IndusIndMastercard

    Pioneer Heritage

    ₹25,000
    Annual fee
    ₹1,00,000
    Joining
    Rewards
    2% to 5%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Movies
    • Dining
    • +2
    View details