Restaurant discounts, and rewards on Swiggy and Zomato. We track 223 of them from 19 banks, 46 of which are lifetime free, and 140 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • IndusIndMastercard

    Pioneer Legacy

    Free
    Annual fee
    ₹50,000
    Joining
    Rewards
    2% to 4%
    Forex
    1.8%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +3
    View details
  • HSBCVisa

    Live+

    ₹999
    Annual fee
    ₹999
    Joining
    Rewards
    1% to 2%
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Shopping
    • +3
    View details
  • IDFCVisa

    Diamond Reserve

    ₹3,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    NA
    Forex
    0%
    • Domestic lounge
    • Railway lounge
    • International lounge
    • Dining
    • +4
    View details
  • AUVisa

    Zenith⁺

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    3% to 6%
    Forex
    0.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +4
    View details
  • IDFCVisa

    Mayura

    ₹5,999
    Annual fee
    ₹5,999
    Joining
    Rewards
    1% to 2%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Guest lounge
    • Railway lounge
    • +6
    View details
  • AUVisa

    Zenith

    ₹7,999
    Annual fee
    ₹7,999
    Joining
    Rewards
    3% to 5%
    Forex
    1.99%
    • Railway lounge
    • Domestic lounge
    • International lounge
    • Concierge
    • +3
    View details
  • IndusIndVisa

    Indulge

    ₹10,000
    Annual fee
    ₹75,000
    Joining
    Rewards
    5% to 10%
    Forex
    1.8%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +3
    View details
  • HSBCMastercard

    Premier Metal

    ₹20,000
    Annual fee
    ₹12,000
    Joining
    Rewards
    2% to 5%
    Forex
    0.99%
    • Domestic lounge
    • Guest lounge
    • International lounge
    • Concierge
    • +5
    View details
  • AxisVisa

    Olympus

    ₹20,000
    Annual fee
    ₹20,000
    Joining
    Rewards
    1% to 2%
    Forex
    1.8%
    • International lounge
    • Domestic lounge
    • Dining
    • Movies
    • +5
    View details
  • ICICIVisa

    Times Black

    ₹20,000
    Annual fee
    ₹20,000
    Joining
    Rewards
    2% to 2.5%
    Forex
    1.49%
    • International lounge
    • Domestic lounge
    • Concierge
    • Movies
    • +2
    View details
  • IDFCVisa

    Private

    ₹25,000
    Annual fee
    ₹50,000
    Joining
    Rewards
    2% to 5%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Guest lounge
    • Railway lounge
    • +7
    View details
  • AxisVisa

    Reserve

    ₹50,000
    Annual fee
    ₹50,000
    Joining
    Rewards
    3% to 10%
    Forex
    1.5%
    • International lounge
    • Domestic lounge
    • Guest lounge
    • Memberships
    • +5
    View details
  • AxisVisa

    Burgundy Private

    ₹1,00,000
    Annual fee
    ₹1,00,000
    Joining
    Rewards
    2% to 10%
    Forex
    0%
    • International lounge
    • Domestic lounge
    • Memberships
    • Dining
    • +5
    View details