Complimentary rounds and lessons. We track 96 of them from 19 banks, 13 of which are lifetime free, and 88 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • ICICIRuPay

    Rubyx (Rupay)

    ₹2,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    0.5% to 1%
    Forex
    3.5%
    • Railway lounge
    • Domestic lounge
    • Movies
    • Concierge
    • +3
    View details
  • Bandhan BankRuPay

    Flare

    ₹2,499
    Annual fee
    ₹2,499
    Joining
    Rewards
    NA
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Dining
    • +1
    View details
  • PNBRuPay

    Luxura

    ₹7,500
    Annual fee
    ₹9,000
    Joining
    Rewards
    NA
    Forex
    2.5%
    • Domestic lounge
    • International lounge
    • Concierge
    • Golf
    • +4
    View details
  • Union BankRuPay

    Nexteria (Ekka)

    ₹12,499
    Annual fee
    ₹12,499
    Joining
    Rewards
    NA
    Forex
    3%
    • Domestic lounge
    • International lounge
    • Dining
    • Travel
    • +4
    View details