Bundled subscriptions and club memberships. We track 121 of them from 19 banks, 16 of which are lifetime free, and 99 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.
What matters most to you? 16 of 121 cards match what you picked What you can redeem for Annual fee Card network Perks included Who it suits Airport lounge access Bank
Free Annual fee
Free Joining
Rewards 1% to 5%
Forex 1.99% View details
Free Annual fee
Free Joining
Rewards 0.25% to 0.5%
Forex 3.5% View details
Free Annual fee
Free Joining
Rewards 0.5% to 1%
Forex 3.5% Movies Shopping Dining Travel +1 View details
Free Annual fee
Free Joining
Rewards 0.5% to 1.5%
Forex 3.49% Domestic lounge Memberships Dining View details
Free Annual fee
Free Joining
Rewards 1% to 3%
Forex 1.8% Travel Movies Concierge Insurance +1 View details
Free Annual fee
Free Joining
Rewards 2% to 4%
Forex 3.5% View details
Free Annual fee
Free Joining
Rewards 0.5% to 1%
Forex 3.5% View details
Free Annual fee
Free Joining
Rewards 2% to 3%
Forex 3% Memberships Dining Golf Insurance View details
Free Annual fee
Free Joining
Rewards 1% to 3%
Forex 2% Domestic lounge Dining Memberships Insurance View details
Free Annual fee
Free Joining
Rewards 2% to 4%
Forex 2% Domestic lounge Dining Memberships Insurance View details
Free Annual fee
Free Joining
Rewards 2% to 4%
Forex 3.5% International lounge Domestic lounge Golf Insurance +1 View details
Free Annual fee
Free Joining
Rewards 1% to 2%
Forex 3.5% Domestic lounge Railway lounge Dining Insurance +3 View details
Free Annual fee
Free Joining
Rewards 1% to 2%
Forex 3.5% Domestic lounge Railway lounge Insurance Memberships +2 View details
Free Annual fee
Free Joining
Rewards 1% to 3%
Forex 3.5% Domestic lounge International lounge Memberships Movies +4 View details
Free Annual fee
Free Joining
Rewards 1.5% to 3%
Forex 3.5% Domestic lounge Concierge Golf Insurance +1 View details
Free Annual fee
Free Joining
Rewards NA
Forex 1.99% Domestic lounge Dining Memberships Insurance View details Browse credit cards by bank Browse by how you redeem rewards