IDFC
First Business
- ₹999
- Annual fee
- ₹499
- Joining
- Rewards
- NA
- Forex
- 1.99%
- Domestic lounge
- International lounge
- Dining
- Travel
Secured cards against a fixed deposit — no credit score needed. We track 28 of them from 10 banks, 7 of which are lifetime free, and 10 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.