Joining Fee:
Apply Now₹499 +GST
Return Percentage:NA
Credit Card Overview
The IDFC FIRST Business Credit Card from IDFC FIRST Bank is a simple, no-nonsense business card offering accelerated rewards on everyday business spends, interest-free credit, and useful travel perks to help manage cash flow efficiently.
Best Suited For:
IDFC
Fees and charges at a glance
- Annual fee
- ₹999
- Joining fee
- ₹499
- Forex markup
- 1.99%
- Interest rate
- 47.88% p.a.
Charged every year you keep the card
Paid once when you get the card, plus GST
Extra charge on foreign spends
Only if you don't pay the full bill
IDFC First Business credit card — Earn Categories
Other categories
- Hotels via IDFC App32 reward points / ₹100
Applicable on Hotels via IDFC App.
- Flights via IDFC App22 reward points / ₹100
Applicable on Flights via IDFC App.
Everyday rate
- Base Rewards2 Reward Points (reward points) / ₹100
6 more earning categories on this card
We track all 9 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.