IDFC First Business credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

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Credit Card Overview

The IDFC FIRST Business Credit Card from IDFC FIRST Bank is a simple, no-nonsense business card offering accelerated rewards on everyday business spends, interest-free credit, and useful travel perks to help manage cash flow efficiently.

Best Suited For:

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Fees and charges at a glance

Annual fee
₹999

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Forex markup
1.99%

Extra charge on foreign spends

Interest rate
47.88% p.a.

Only if you don't pay the full bill

IDFC First Business credit card — Milestones

No spend milestones on this card

There’s no bonus for hitting a spending target, and no fee waiver tied to one.

See cards with milestone rewards