IDFC First Business credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

NA

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Credit Card Overview

The IDFC FIRST Business Credit Card from IDFC FIRST Bank is a simple, no-nonsense business card offering accelerated rewards on everyday business spends, interest-free credit, and useful travel perks to help manage cash flow efficiently.

Best Suited For:

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Fees and charges at a glance

Annual fee
₹999

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Forex markup
1.99%

Extra charge on foreign spends

Interest rate
47.88% p.a.

Only if you don't pay the full bill

IDFC First Business credit card — Benefits and Offers

Dining & food delivery

  • EazyDiner

    Upto ₹400 off

    • Flat Rs. 400 Instant Discount Min. bill of ₹4000.
    • Valid once per card per month

Travel

  • Road Side Assistance

    Road Side Assistance

    Ongoing
    • Complimentary roadside assistance worth ₹1,399, up to 4 times in a year.
    How to use this
    1. To avail this benefit, your IDFC FIRST credit card must be active. Call the dedicated roadside assistance helpline provided on your card to access complimentary roadside assistance services worth ₹1,399, up to 4 times per year. For details, contact IDFC FIRST Bank customer care at 1860 267 3333.