Above ₹5,000 a year, for people who use the benefits. We track 50 of them from 17 banks, and 50 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.
What matters most to you? 13 of 50 cards match what you picked What you can redeem for Annual fee Card network Perks included Who it suits Airport lounge access Bank
₹5,999 Annual fee
₹5,999 Joining
Rewards 1% to 2%
Forex 0% Domestic lounge International lounge Guest lounge Railway lounge +6 View details
₹10,000 Annual fee
₹10,000 Joining
Rewards 2% to 5%
Forex 2% Domestic lounge International lounge Concierge Dining +3 View details
₹10,000 Annual fee
₹50,000 Joining
Rewards 3% to 6%
Forex 0.5% Domestic lounge International lounge Guest lounge Movies +3 View details
₹12,499 Annual fee
₹12,499 Joining
Rewards 0.25% to 1%
Forex 2% International lounge Domestic lounge Movies Concierge +4 View details
₹12,500 Annual fee
₹12,500 Joining
Rewards 3% to 6%
Forex 2% International lounge Domestic lounge Guest lounge Dining View details
₹12,500 Annual fee
₹12,500 Joining
Rewards 3% to 33%
Forex 2% Domestic lounge International lounge Dining Travel +4 View details
₹20,000 Annual fee
₹12,000 Joining
Rewards 2% to 5%
Forex 0.99% Domestic lounge Guest lounge International lounge Concierge +5 View details
₹20,000 Annual fee
₹20,000 Joining
Rewards 1% to 2%
Forex 1.8% International lounge Domestic lounge Dining Movies +5 View details
₹20,000 Annual fee
₹20,000 Joining
Rewards 2% to 2.5%
Forex 1.49% International lounge Domestic lounge Concierge Movies +2 View details
₹25,000 Annual fee
₹50,000 Joining
Rewards 2% to 5%
Forex 0% Domestic lounge International lounge Guest lounge Railway lounge +7 View details
₹30,000 Annual fee
₹30,000 Joining
Rewards 6% to 17.5%
Forex 2% Domestic lounge Guest lounge International lounge Dining +5 View details
₹1,00,000 Annual fee
₹1,00,000 Joining
Rewards 2% to 10%
Forex 0% International lounge Domestic lounge Memberships Dining +5 View details
₹3,00,000 Annual fee
₹5,00,000 Joining
Rewards 1% to 2%
Forex 0% Domestic lounge Guest lounge International lounge Concierge +3 View details Browse credit cards by bank Browse by how you redeem rewards 
