Redeem points against a product catalogue. We track 366 of them from 27 banks, 67 of which are lifetime free, and 204 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • IDFCVisa

    Wealth

    Free
    Annual fee
    Free
    Joining
    Rewards
    2% to 5%
    Forex
    1.5%
    • Domestic lounge
    • Lounge
    • International lounge
    • Lounge
    • +6
    View details
  • Standard CharteredVisa

    Priority

    Free
    Annual fee
    Free
    Joining
    Rewards
    2% to 4%
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Golf
    • Insurance
    • +1
    View details
  • Standard CharteredVisa

    Visa Infinite

    Free
    Annual fee
    Free
    Joining
    Rewards
    1.5% to 3%
    Forex
    3.5%
    • Domestic lounge
    • Concierge
    • Golf
    • Insurance
    • +1
    View details
  • Yes BankVisa

    BYOC

    ₹588
    Annual fee
    ₹588
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Domestic lounge
    • Golf
    View details
  • ICICIVisa

    Rubyx (Visa)

    ₹2,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    0.5% to 1%
    Forex
    3.5%
    • Railway lounge
    • Domestic lounge
    • Movies
    • Concierge
    • +3
    View details
  • AxisVisa

    Select

    ₹3,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    1% to 3%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Insurance
    • Memberships
    • +5
    View details
  • RBLVisa

    iGlobe

    ₹3,000
    Annual fee
    Free
    Joining
    Rewards
    2% to 5%
    Forex
    1.5%
    • Domestic lounge
    • International lounge
    • Golf
    • Vouchers
    View details
  • ICICIVisa

    Sapphiro (Visa)

    ₹3,500
    Annual fee
    ₹6,500
    Joining
    Rewards
    0.5% to 1%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Movies
    • Concierge
    • +3
    View details
  • Yes BankVisa

    Marquee

    ₹4,999
    Annual fee
    ₹9,999
    Joining
    Rewards
    2% to 5%
    Forex
    1%
    • Domestic lounge
    • International lounge
    • Lounge
    • Lounge
    • +2
    View details
  • Standard CharteredVisa

    Ultimate

    ₹5,000
    Annual fee
    ₹5,000
    Joining
    Rewards
    3% to 5%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Lounge
    • Lounge
    • +3
    View details
  • Bank Of IndiaVisa

    Celestia

    ₹5,000
    Annual fee
    ₹5,000
    Joining
    Rewards
    NA
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Dining
    • Movies
    • +4
    View details
  • IDFCVisa

    Mayura

    ₹5,999
    Annual fee
    ₹5,999
    Joining
    Rewards
    1% to 2%
    Forex
    0%
    • Domestic lounge
    • Guest lounge
    • International lounge
    • Railway lounge
    • +6
    View details
  • SBIVisa

    Aurum

    ₹9,999
    Annual fee
    ₹9,999
    Joining
    Rewards
    3% to 10%
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Lounge
    • Memberships
    • +4
    View details
  • Bandhan BankVisa

    Lumina

    ₹9,999
    Annual fee
    ₹9,999
    Joining
    Rewards
    NA
    Forex
    1%
    • Domestic lounge
    • International lounge
    • Travel
    • Movies
    • +2
    View details
  • HDFCVisa

    Biz Black Metal

    ₹10,000
    Annual fee
    ₹10,000
    Joining
    Rewards
    2% to 5%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Concierge
    • Dining
    • +3
    View details
  • HDFCVisa

    Infinia Plastic

    ₹10,000
    Annual fee
    ₹10,000
    Joining
    Rewards
    3% to 33%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Lounge
    • Lounge
    • +6
    View details
  • Yes BankVisa

    Private Prime

    ₹10,000
    Annual fee
    ₹20,000
    Joining
    Rewards
    2% to 5%
    Forex
    0.5%
    • Domestic lounge
    • International lounge
    • Lounge
    • Lounge
    • +5
    View details