Redeem points against a product catalogue. We track 366 of them from 27 banks, 67 of which are lifetime free, and 204 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • HSBCMastercard

    Privé

    Free
    Annual fee
    Free
    Joining
    Rewards
    5% to 60%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Lounge
    • Lounge
    • +3
    View details
  • Yes BankMastercard

    First Preferred

    ₹999
    Annual fee
    ₹999
    Joining
    Rewards
    2% to 4%
    Forex
    1.75%
    • International lounge
    • Domestic lounge
    • Movies
    • Insurance
    • +1
    View details
  • SBIMastercard

    Miles Elite

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    3% to 6%
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Insurance
    • Memberships
    View details
  • Yes BankMastercard

    Private

    ₹10,000
    Annual fee
    ₹50,000
    Joining
    Rewards
    3% to 6%
    Forex
    0.5%
    • Domestic lounge
    • International lounge
    • Lounge
    • Lounge
    • +5
    View details
  • HSBCMastercard

    Premier Metal

    ₹20,000
    Annual fee
    ₹12,000
    Joining
    Rewards
    2% to 5%
    Forex
    0.99%
    • Domestic lounge
    • Guest lounge
    • International lounge
    • Lounge
    • +7
    View details