SBI Miles Elite credit card credit card
Joining Fee:

₹4999 +GST

Return Percentage:

3% to 6%

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Credit Card Overview

A Miles Elite variant delivering higher travel rewards, milestone perks, and global privileges for frequent travelers.

Best Suited For: Airline Transfer

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Fees and charges at a glance

Annual fee
₹4,999

Charged every year you keep the card

Joining fee
₹4,999

Paid once when you get the card, plus GST

Reward rate
3% to 6%

Depends where you spend

Forex markup
1.99%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

SBI Miles Elite credit card — Earn Categories

Everyday rate

  • Base Rewards2 Travel Credits / ₹200

    Minimum ₹200 per transaction

1 more earning category on this card

We track all 2 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Rent
  • Utilities
  • Wallets
  • Education (Third-party)
  • Fuel
  • Digital gaming