SBI Miles Elite credit card credit card
Joining Fee:

₹4999 +GST

Return Percentage:

3% to 6%

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Credit Card Overview

A Miles Elite variant delivering higher travel rewards, milestone perks, and global privileges for frequent travelers.

Best Suited For: Airline Transfer

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Fees and charges at a glance

Annual fee
₹4,999

Charged every year you keep the card

Joining fee
₹4,999

Paid once when you get the card, plus GST

Reward rate
3% to 6%

Depends where you spend

Forex markup
1.99%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

SBI Miles Elite credit card — Lounge Access

Domestic lounge

1 per quarterquarter
  • 8 complimentary domestic airport lounge visits per year (max 2 per quarter).

1 more lounge benefit on this card

We track all 2 of them, with the spend conditions on each. See the full list in the app.

Open in the app