SBI Miles Elite credit card credit card
Joining Fee:

₹4999 +GST

Return Percentage:

3% to 6%

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Credit Card Overview

A Miles Elite variant delivering higher travel rewards, milestone perks, and global privileges for frequent travelers.

Best Suited For: Airline Transfer

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Fees and charges at a glance

Annual fee
₹4,999

Charged every year you keep the card

Joining fee
₹4,999

Paid once when you get the card, plus GST

Reward rate
3% to 6%

Depends where you spend

Forex markup
1.99%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

SBI Miles Elite credit card — Benefits and Offers

Insurance cover

  • Insurance

    Up to 6 flight cancellations per year, each limited to Rs 3,500.

    Ongoing
    How to use this
    1. To claim this insurance, immediately report the incident to SBI Customer Care at 1800 1234, 1800 2100, or 1800 112211. For email support, contact customercare@sbi.co.in

  • Insurance

    Lost card liability up to Rs 1 Lakh.

    Ongoing
    How to use this
    1. To claim this insurance, immediately report the incident to SBI Customer Care at 1800 1234, 1800 2100, or 1800 112211. For email support, contact customercare@sbi.co.in

6 more benefits on this card

We track all 8 of them, with the terms and how to claim each one. See the full list in the app.

Open in the app