Redeem points against a product catalogue. We track 366 of them from 27 banks, 67 of which are lifetime free, and 204 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • Yes BankMastercard

    Private

    ₹10,000
    Annual fee
    ₹50,000
    Joining
    Rewards
    3% to 6%
    Forex
    0.5%
    • Domestic lounge
    • International lounge
    • Lounge
    • Lounge
    • +5
    View details
  • ICICIMastercard

    Emeralde

    ₹12,000
    Annual fee
    ₹12,000
    Joining
    Rewards
    0.25% to 1%
    Forex
    2%
    • International lounge
    • Domestic lounge
    • Lounge
    • Lounge
    • +7
    View details
  • HSBCMastercard

    Premier Metal

    ₹20,000
    Annual fee
    ₹12,000
    Joining
    Rewards
    2% to 5%
    Forex
    0.99%
    • Domestic lounge
    • Guest lounge
    • International lounge
    • Lounge
    • +7
    View details
  • Standard CharteredMastercard

    Beyond

    ₹25,000
    Annual fee
    ₹15,000
    Joining
    Rewards
    NA
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Guest lounge
    • Dining
    View details