Redeem points against a product catalogue. We track 365 of them from 27 banks, 66 of which are lifetime free, and 204 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • KotakVisa

    Solitaire

    ₹25,000
    Annual fee
    ₹25,000
    Joining
    Rewards
    1.5% to 15%
    Forex
    0%
    • International lounge
    • Guest lounge
    • Domestic lounge
    • Movies
    View details
  • Standard CharteredMastercard

    Beyond

    ₹25,000
    Annual fee
    ₹15,000
    Joining
    Rewards
    NA
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Guest lounge
    • Dining
    View details
  • DBSVisa

    Vantage

    ₹50,000
    Annual fee
    ₹50,000
    Joining
    Rewards
    2% to 4%
    Forex
    1.75%
    • Domestic lounge
    • International lounge
    • Shopping
    • Dining
    • +2
    View details
  • RBLVisa

    Lumiere

    ₹50,000
    Annual fee
    ₹50,000
    Joining
    Rewards
    NA
    Forex
    0%
    • Domestic lounge
    • Travel
    • Golf
    View details
  • AxisVisa

    Primus

    ₹3,00,000
    Annual fee
    ₹5,00,000
    Joining
    Rewards
    1% to 2%
    Forex
    0%
    • Domestic lounge
    • Guest lounge
    • International lounge
    • Concierge
    • +3
    View details