Accelerated rewards on e-commerce spends. We track 40 of them from 15 banks, 12 of which are lifetime free, and 28 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.
What matters most to you? What you can redeem for Annual fee Card network Perks included Who it suits Airport lounge access Bank
₹500 Annual fee
₹500 Joining
Rewards NA
Forex 3.5% Domestic lounge Shopping Movies Dining +1 View details
₹500 Annual fee
₹500 Joining
Rewards 1% to 5%
Forex 3.5% Domestic lounge Shopping Movies Dining +1 View details
₹510 Annual fee
Free Joining
Rewards NA
Forex 3.5% Domestic lounge International lounge Movies Concierge +4 View details
₹999 Annual fee
₹3,999 Joining
Rewards 0.5% to 1%
Forex 3.5% Domestic lounge Movies Shopping View details
₹999 Annual fee
₹999 Joining
Rewards 1% to 2%
Forex 1.99% Domestic lounge Lounge International lounge Movies +4 View details
₹1,499 Annual fee
₹1,499 Joining
Rewards 1% to 3%
Forex 3.5% Domestic lounge Shopping Insurance View details
₹2,400 Annual fee
₹2,400 Joining
Rewards NA
Forex 3% Domestic lounge International lounge Shopping Movies +4 View details
₹2,499 Annual fee
₹2,499 Joining
Rewards 0.5% to 1%
Forex 3.5% Domestic lounge Movies Shopping View details
₹3,000 Annual fee
₹3,000 Joining
Rewards 1% to 3%
Forex 3.5% International lounge Domestic lounge Insurance Memberships +5 View details
₹4,500 Annual fee
₹1,000 Joining
Rewards 1.5% to 3%
Forex 3.5% View details
₹4,999 Annual fee
₹4,999 Joining
Rewards 3% to 6%
Forex 0.99% Domestic lounge International lounge Shopping Dining +4 View details
₹4,999 Annual fee
₹4,999 Joining
Rewards 3% to 5%
Forex 3.5% International lounge Domestic lounge Lounge Lounge +5 View details
₹12,000 Annual fee
₹12,000 Joining
Rewards 0.25% to 1%
Forex 2% International lounge Domestic lounge Lounge Lounge +7 View details
₹20,000 Annual fee
₹12,000 Joining
Rewards 2% to 5%
Forex 0.99% Domestic lounge Guest lounge International lounge Lounge +7 View details
₹50,000 Annual fee
₹50,000 Joining
Rewards 2% to 4%
Forex 1.75% Domestic lounge International lounge Shopping Dining +2 View details
₹1,10,000 Annual fee
₹1,10,000 Joining
Rewards 3% to 5%
Forex 3.5% International lounge Lounge Travel Concierge +3 View details Browse credit cards by bank Browse by how you redeem rewards 
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