Redeem reward points against flights and hotel bookings. We track 175 of them from 14 banks, 21 of which are lifetime free, and 109 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • IDFCVisa

    Power Plus

    ₹499
    Annual fee
    ₹499
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Domestic lounge
    • Insurance
    • Movies
    • Travel
    View details
  • IDFCVisa

    Mayura

    ₹5,999
    Annual fee
    ₹5,999
    Joining
    Rewards
    1% to 2%
    Forex
    0%
    • Domestic lounge
    • Guest lounge
    • International lounge
    • Railway lounge
    • +6
    View details
  • AxisVisa

    Olympus

    ₹20,000
    Annual fee
    ₹20,000
    Joining
    Rewards
    1% to 2%
    Forex
    1.8%
    • International lounge
    • Domestic lounge
    • Dining
    • Movies
    • +5
    View details
  • ICICIVisa

    Times Black

    ₹20,000
    Annual fee
    ₹20,000
    Joining
    Rewards
    2% to 2.5%
    Forex
    1.49%
    • Domestic lounge
    • International lounge
    • Lounge
    • Lounge
    • +4
    View details
  • IDFCVisa

    Private

    ₹25,000
    Annual fee
    ₹50,000
    Joining
    Rewards
    2% to 5%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Guest lounge
    • Railway lounge
    • +7
    View details
  • AmexAmerican Express

    Platinum Charge

    ₹66,000
    Annual fee
    ₹66,000
    Joining
    Rewards
    2.5% to 25%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Lounge
    • Concierge
    • +5
    View details
  • AxisVisa

    Burgundy Private

    ₹1,00,000
    Annual fee
    ₹1,00,000
    Joining
    Rewards
    2% to 10%
    Forex
    0%
    • International lounge
    • Domestic lounge
    • Lounge
    • Lounge
    • +7
    View details