Redeem reward points against flights and hotel bookings. We track 175 of them from 14 banks, 21 of which are lifetime free, and 109 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • AxisMastercard

    Horizon

    ₹3,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Lounge
    • Dining
    • +1
    View details
  • SBIMastercard

    Miles Elite

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    3% to 6%
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Insurance
    • Memberships
    View details
  • AxisMastercard

    Magnus

    ₹12,500
    Annual fee
    ₹12,500
    Joining
    Rewards
    3% to 6%
    Forex
    2%
    • International lounge
    • Domestic lounge
    • Guest lounge
    • Dining
    View details
  • AxisMastercard

    Burgundy Magnus

    ₹30,000
    Annual fee
    ₹30,000
    Joining
    Rewards
    6% to 17.5%
    Forex
    2%
    • International lounge
    • Domestic lounge
    • Lounge
    • Guest lounge
    • +6
    View details