Under 2% on international spends — for travel and overseas shopping. We track 96 of them from 19 banks, 26 of which are lifetime free, and 75 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.
What matters most to you? 6 of 96 cards match what you picked What you can redeem for Annual fee Card network Perks included Who it suits Airport lounge access Bank
₹2,999 Annual fee
₹2,999 Joining
Rewards 1% to 2%
Forex 1% Domestic lounge International lounge Lounge Railway lounge +4 View details
₹3,000 Annual fee
Free Joining
Rewards 2% to 5%
Forex 1.5% Domestic lounge International lounge Golf Vouchers View details
₹3,000 Annual fee
₹3,000 Joining
Rewards NA
Forex 0% Domestic lounge Railway lounge International lounge Dining +4 View details
₹4,999 Annual fee
₹4,999 Joining
Rewards 3% to 6%
Forex 0.99% Domestic lounge International lounge Movies Concierge +4 View details
₹4,999 Annual fee
₹9,999 Joining
Rewards 2% to 5%
Forex 1% Domestic lounge International lounge Movies Golf View details
₹4,999 Annual fee
₹4,999 Joining
Rewards NA
Forex 0.99% Domestic lounge International lounge Dining Travel View details Browse credit cards by bank Browse by how you redeem rewards 
