Under 2% on international spends — for travel and overseas shopping. We track 96 of them from 19 banks, 26 of which are lifetime free, and 75 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.
What matters most to you? 30 of 96 cards match what you picked What you can redeem for Annual fee Card network Perks included Who it suits Airport lounge access Bank
Free Annual fee
Free Joining
Rewards 1% to 5%
Forex 1.99% View details
Free Annual fee
Free Joining
Rewards 2% to 5%
Forex 1.5% International lounge Domestic lounge Railway lounge Concierge +4 View details
Free Annual fee
₹50,000 Joining
Rewards 2% to 4%
Forex 1.8% Domestic lounge International lounge Movies Concierge +3 View details
Free Annual fee
Free Joining
Rewards 3% to 6%
Forex 1.5% Domestic lounge International lounge Movies Concierge +2 View details
₹999 Annual fee
₹999 Joining
Rewards 2% to 4%
Forex 1.75% International lounge Domestic lounge Movies Insurance +1 View details
₹999 Annual fee
₹999 Joining
Rewards 1.5% to 3%
Forex 1.75% International lounge Domestic lounge Golf Insurance View details
₹3,000 Annual fee
₹3,000 Joining
Rewards 2% to 5%
Forex 0% Domestic lounge International lounge Golf Insurance View details
₹3,000 Annual fee
Free Joining
Rewards 2% to 5%
Forex 1.5% Domestic lounge International lounge Golf Vouchers View details
₹4,999 Annual fee
₹4,999 Joining
Rewards 2% to 5%
Forex 1.99% View details
₹4,999 Annual fee
₹4,999 Joining
Rewards 3% to 6%
Forex 0.99% Domestic lounge International lounge Movies Concierge +4 View details
₹4,999 Annual fee
₹9,999 Joining
Rewards 2% to 5%
Forex 1% Domestic lounge International lounge Movies Golf View details
₹4,999 Annual fee
₹4,999 Joining
Rewards 0.5% to 3%
Forex 1.49% Dining Memberships Golf Insurance +1 View details
₹5,999 Annual fee
₹5,999 Joining
Rewards 1% to 2%
Forex 0% Domestic lounge International lounge Guest lounge Railway lounge +6 View details
₹9,999 Annual fee
₹9,999 Joining
Rewards 3% to 10%
Forex 1.99% Domestic lounge Lounge International lounge Memberships +4 View details
₹9,999 Annual fee
₹9,999 Joining
Rewards NA
Forex 1% Domestic lounge International lounge Travel Movies +2 View details
₹10,000 Annual fee
₹30,000 Joining
Rewards 1% to 2%
Forex 0% Domestic lounge International lounge Memberships Golf View details
₹10,000 Annual fee
₹75,000 Joining
Rewards 5% to 10%
Forex 1.8% Domestic lounge International lounge Movies Concierge +3 View details
₹10,000 Annual fee
₹50,000 Joining
Rewards 3% to 6%
Forex 0.5% Domestic lounge International lounge Guest lounge Movies +3 View details
₹10,000 Annual fee
₹20,000 Joining
Rewards 2% to 5%
Forex 0.5% Domestic lounge International lounge Guest lounge Movies +3 View details
₹12,500 Annual fee
₹12,500 Joining
Rewards NA
Forex 0% Domestic lounge Guest lounge International lounge Railway lounge +4 View details
₹20,000 Annual fee
₹12,000 Joining
Rewards 2% to 5%
Forex 0.99% Domestic lounge Guest lounge International lounge Concierge +5 View details
₹20,000 Annual fee
₹20,000 Joining
Rewards 1% to 2%
Forex 1.8% International lounge Domestic lounge Dining Movies +5 View details
₹25,000 Annual fee
₹50,000 Joining
Rewards 2% to 5%
Forex 0% Domestic lounge International lounge Guest lounge Railway lounge +7 View details
₹25,000 Annual fee
₹1,00,000 Joining
Rewards 2% to 5%
Forex 0% Domestic lounge International lounge Movies Dining +2 View details Load more cards
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