Under 2% on international spends — for travel and overseas shopping. We track 96 of them from 19 banks, 26 of which are lifetime free, and 75 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.
What matters most to you? 6 of 96 cards match what you picked What you can redeem for Annual fee Card network Perks included Who it suits Airport lounge access Bank
Free Annual fee
Free Joining
Rewards 5% to 60%
Forex 0% Domestic lounge International lounge Dining Movies +1 View details
₹999 Annual fee
₹999 Joining
Rewards NA
Forex 0.99% International lounge Domestic lounge Movies Memberships View details
₹4,999 Annual fee
₹4,999 Joining
Rewards 3% to 6%
Forex 1.99% Domestic lounge International lounge Insurance Memberships View details
₹4,999 Annual fee
₹4,999 Joining
Rewards 0.5% to 3%
Forex 1.49% Dining Memberships Golf Insurance +1 View details
₹10,000 Annual fee
₹50,000 Joining
Rewards 3% to 6%
Forex 0.5% Domestic lounge International lounge Guest lounge Movies +3 View details
₹20,000 Annual fee
₹12,000 Joining
Rewards 2% to 5%
Forex 0.99% Domestic lounge Guest lounge International lounge Concierge +5 View details Browse credit cards by bank Browse by how you redeem rewards 
