IDFC
First Business
- ₹999
- Annual fee
- ₹499
- Joining
- Rewards
- NA
- Forex
- 1.99%
- Domestic lounge
- International lounge
- Dining
- Travel
Under 2% on international spends — for travel and overseas shopping. We track 96 of them from 19 banks, 26 of which are lifetime free, and 75 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.