Joining Fee:
FREE
Return Percentage:1% to 2%
Credit Card Overview
A card designed to support financial inclusion, offering simple rewards, fee waivers, and digital benefits to empower underserved segments and first-time cardholders.
Best Suited For: Cashback
BOB
Fees and charges at a glance
- Annual fee
- ₹250
- Joining fee
- Free
- Reward rate
- 1% to 2%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
BOB Pragati credit card — Earn Categories
Other categories
- MoviesEntertainment · Entertainment5 reward points / ₹100
- GroceryF&B · Grocery5 reward points / ₹100
Everyday rate
- Base Rewards1 Reward Points (reward points) / ₹100
2 more earning categories on this card
We track all 5 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Insurance
- Transportation & Tolls
- Wallets
- Agriculture
- Contractor
- Cleaning and Maintenance
- Hospitals
- Supermarket & convenience store
- Charity
- Fast food restaurants
- Education
- Fuel
- Rent
- Government